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Personal AI agent interacting with a financial institution's digital systems, illustrating identity, authorisation, behavioural testing and operational risk.
PAYMENTSOct 14, 2026 · 5 min read

The Personal Agent Protocol Is Taking Shape. What Does It Mean for Financial AI Risk?

Sierra and Meta's Personal Agent Protocol is introducing a common framework for interactions between personal AI agents and businesses. With financial institutions participating in its development and an early mortgage-related demonstration, the initiative raises a critical question: how can institutions evaluate the behaviour of agents operating within legitimate permissions?

AetherLabRead →
Illustration of an AI-powered payment infrastructure with connected financial systems, representing PCI SSC guidance on AI security, adversarial testing and institutional risk assessment.
PAYMENTSOct 13, 2026 · 9 min read

What PCI's New AI Guidance Means for Payment Institutions

PCI SSC's new guidance highlights the growing security challenges of AI in payment environments. For banks, payment processors and financial institutions, the next step is understanding how AI systems behave when instructions are manipulated, sensitive information is exposed or operational boundaries are challenged.

Alex Georges, PhDRead →

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